Filing Procedure

  1. You will need the following information to begin the filing process:
    • A list of all creditors and the amount and nature of their claims
    • The source, amount, and frequency of your income
    • A list of all your property
    • A detailed list of the your monthly living expenses; food, clothing, shelter, utilities, taxes, transportation, medicine, etc.

  2. You will need to take a Means Test to see if you qualify (most Attorneys do this for you as part of their fee).

  3. You will need to complete a pre-filing credit counseling course (which costs $30 at this website) This can be done over the Internet or on the phone.

  4. You will need to pay a filing fee (which goes directly to the Courts) of $299 for Chapter 7 or $274 for Chapter 13.

  5. Once filed, you will be required to meet with the Courts and the Creditors, generally within 30 days after filing.

  6. After your bankruptcy is complete, you are required to take a post-filing credit counseling course (which costs $25 at this website) This can be done over the Internet or on the phone.



Disclaimer

These values are subject to change at any time based on State Government standards and updates to bankruptcy laws & policy.

Law Office Location
Law Office of Randall Kehoe
127 Madison Ave
Albany, NY 12202

Contact Us Directly:
Call:  (518) 465-2211
Fax:  (518) 465-2210
Email:  RKehoe127[at]aol.com
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